FNB Online Personal Loan – How to Apply?

FNB Online Personal Loan – How to Apply?

Having a hard time looking for a loan that is predictable and rewarding? You might want to check out what FNB has to offer. With their variety of financial solutions, they surely have something to satisfy your financial needs. Here’s what you need to know:

FNB Online Personal Loan Features and Benefits

The bank is offering a personal loan that not only allows you to get the funding you need but also gives you optimal manageability. With FNB Online Personal Loan, you are guaranteed an interest rate that is tailor-fit for your situation. This way, you will only be paying repayments that you know you can manage. Moreover, the repayments are fixed, meaning, your rate will not vary even when there are interest hikes.

Aside from providing personalised rates, this option gives existing account holders to boost their eBucks Reward Level. So, if you have been saving up your eBucks, this loan can help you earn more, allowing you to spend your points at the eBucks Shop and for travel purchases.

What’s better is you can enjoy a payment break every January, given that your loan is always up to date and is a 6-month term or more. Moreover, should you need more funds,  you can get more which can reach as high as R 300,000.

Need a personal loan with great option for an easily predictable and valuable option? FNB Online Personal Loan is your best option. Here's how to apply...

Getting an FNB Online Personal Loan

FNB makes it easy for you to avail this loan, whether you are an existing customer or not. If you have been banking with FNB, you only need to go to the FNB website and log in to your online banking account. If you are a new customer, you are welcome to apply using their online application form. You only need to enter your title, full legal name and ID number. Moreover, you also have to provide your income details, expected expenses, total credit agreements and other similar information.

During your application, you are given the chance to provide your desired loan amount within R 1,000 to R 300,000.

FNB Online Personal Loan Fees and Charges

When you get this loan, you are expected to make consistent repayments for your loan. Being one of the most manageable offers, FNB ensures that you will get a fixed interest rate for your loan. Your rate will depend on your loan amount, term and other eligibility details. You can get an interest rate as low as 13%. Keep in mind that there is no initiation fee for this loan, so that’s one less fee to worry about. If you wish to pay your loan ahead of time, you will not be charged any penalty fees, making this loan more affordable.

With the various features and benefits, as well as the minimal fees and charges, you can enjoy your funds better. FNB Online Personal Loan gives you a great option for an easily predictable and valuable option, whilst making it easier to apply. Interested in applying for this loan? Just visit their website and click on ‘Apply Now’ to start your application process.