The main advantage of the Wells Fargo Platinum Visa Credit Card is its capability to save your cash via its perks and benefits.
It’s a great credit card for paying down your balances, and you’ll get the lowest possible intro APR for 18 months on both balance transfers and purchases.
The card is even more decent if you’re looking forward to moving the current amount. It’s the card you should consider getting in your life, and if it interests you, read on to learn more about how you could be eligible to apply for one.
Benefits and Features of a Wells Fargo Platinum Visa Credit Card
The Wells Fargo Platinum Visa card comes with a couple of great benefits. After applying for the card, you’ll reap the following merits: taking control of your finances, paying down balances, and paying for big-ticket items over time.
Wells Fargo offers cell phone security protection to any individual who caters their cell bill via the Wells Fargo Platinum Visa card.
The Wells Fargo Platinum Visa card is standard, and clients hoping to get a good deal on interest might need to think about this offer, as the intro APR is quite low.
The card has extra features, where you can access your FICO enlisted trademark credit score. With regards to credit, analyze where you stand. You get compensated if you coincidentally damage your cell phone or get it stolen. Once you cater for the monthly cell bill through your Wells Fargo customer charge card, you’re eligible to receive a maximum of $600 of cover that’s subject to a $25 deductible against theft or covered damage.
Using the My Money Map, you stand a better chance for more astute choices regarding your budgetary future. The tool aids with simple-to-utilize instruments that assist you in managing your spending and creating a budget.
With this card, you can also now screen your spending, buys, and any suspicious actions with quick content and email alarms and notifications. If these perks interest you, read on to find out how you can apply for your very own credit card today!
Eligibility and How to Apply for a Wells Fargo Platinum Visa Credit Card
In order to be eligible for this Visa credit card, you may be required to meet certain qualifications, such as being at least 18 years old, being a permanent resident of the United States, and meeting a certain minimum income. Contact a bank representative for the specifics therein.
Applying for the Wells Fargo Platinum Visa card should never be an issue. You can easily apply by filling out the online application at the Wells Fargo website or visiting a physical branch. When opening an account, you’ll be asked about your address, date of birth, and other information that will get you identified. Also, get ready to provide credentials, such as a driver license, when it’s asked for.
If successful in your application, you’ll receive a confirmation email including you’re assigned credit limit based on personal factors, such as creditworthiness, debts, and previous credit card accounts.
Wells Fargo Platinum Visa Credit Card Fees & Charges
- No Annual Fees
- Annual Percentage Rate (APR) on Purchases: 0.00% introductory APR for 18 months. After that, your APR will be 17.49% to 26.99%, based on your creditworthiness. This APR will vary with the market based on the U.S. Prime Rate.
- Annual Percentage Rate (APR) on Balance Transfers: 0.00% introductory APR for 18 months. After that, your APR will be 17.49% to 26.99%, based on your creditworthiness. This APR will vary with the market based on the U.S. Prime Rate. A balance transfer request must be made within 120 days from account opening to qualify for the introductory APR.
- Cash Advance Fee – $10 or 5%, whichever is greater
- Foreign Currency Conversion Fee – 3%of each transaction converted to U.S. dollars
- Late Payment Fee – Up to $37
Wells Fargo’s Address & Contact Details
Address: San Francisco, California, United States.
To get in touch with Wells Fargo, call 1-800-932-6736 (or 1-925-825-7600 from outside the US).
The Wells Fargo Platinum Visa Credit Card is decent for greater savings on transfers. Eventually, people should search for the Wells Fargo Platinum Visa card as a way of boosting their purchases’ value through remunerations. You can also count on this card to set you up with a great introductory period in terms of interest. Head to the Wells Fargo website today to start enjoying the benefits of this credit card.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.