Are you looking for a personal loan that can give you convenient access to funds when you need it? Want a fixed interest rate and payments? If your answer is yes, then look no further. A US Bank Online Personal Loan is the answer to your borrowing needs.
A US Bank Online Personal Loan takes pride in giving you fixed payment rates and quick access to loan financing WITHOUT using collateral. To know more about how you can apply for this loan today, read on.
US Bank Online Personal Loan Features and Benefits
One of US Bank’s best offerings includes the Premier Loan. With this loan, you can borrow up to $25,000 with a fixed APR and fixed rates. You can use this not only to consolidate debt, but also in making a major purchase, home improvements, or even saving up for your dream wedding or vacation.
Even better, you won’t have to pay an origination fee. This means you can save more money in the long run. Likewise, with its fixed rates and set monthly payment schedules, you can finally bid goodbye to unwanted surprises and high rates that put a huge dent on your savings.
More importantly, you can easily apply for a US Bank Personal Loan through their online application form. Their efficient application process allows you to get your much-needed funds as quickly as possible. You’ll be glad to know that there are NO property inspections or home appraisals, thus allowing a hassle-free application.
How to Apply for a US Bank Online Personal Loan
Applying for a US Bank Online Personal Loan is much easier than you think. All you need to do is head to the US Bank website and fill out the online application form.
Remember, to apply, you need to be an existing US Bank customer. If you already have an account with them, all you need to provide is your name, address, and information about your co-borrower if applicable.
To be eligible for this plan, you must be 18 years of age, have a steady stream of income, and provide your Social Security Number.
Should your application be approved, you may be able to borrow up to $25,000.
US Bank Online Personal Loan Fees and Charges
For the US Bank Premier Loan, there is a fixed Annual Percentage Rate (APR) ranging from 7.49% to 17.99%. There is NO origination fee for this type of loan and NO annual fees.
For example, taking out a $5,000 loan over a 48-month period would get you an APR of 7.49%. Your monthly payment for this type of plan would be $120.87. Bear in mind that interest rates and program terms can depend on your credit score and your approved plan.
Overall, you can see that a US Bank Online Personal Loan is your best bet when it comes to borrowing money without any collateral. If you are interested in this offering, don’t hesitate to apply for one today.