Need to apply for a student loan fast from a secure company? With an Upstart Online Student Loan, you can easily get cash for your needs as well as a range of other perks. Read on to find out how you can apply for an Upstart Online Student Loan.
Founded by three ex-Google employees, Upstart is a lending company with a wide range of products for various users. One of them is student loans. Using this company, you can also avail refinancing student loans. What’s more, you can obtain personal loans for home improvement, emergencies, major events like weddings, starting and expanding a business, and other purposes.
Upstart Online Student Loans Features
Upstart uses advanced technologies to facilitate your loan. The company has a user-friendly website with the latest features that allows you to determine if your requested loan is approved.
Want to know more about getting an Upstart Online Student Loan? Here are some advantages and benefits you can get…
Upstart Online Student Loan Benefits
Upstart sees to it that you can settle your tuition fees or refinance your student debts fast. The entire process may just take around three days for an education loan.
Moreover, you can avail of a student loan with a low credit score. This way, you can get the best education if you promise to set aside part of your future income to repay your loan.
You can also choose from the company’s multiple payment options. You can make payments either bi-weekly or monthly. What’s more, you can consult Upstart to set a new payment plan if you are having financial problems.
What’s more, Upstart has great customer support. The company can accept your queries by phone, via email or online chat. These highly trained professionals can guide you through the entire loan process. On top of this, Upstart’s website has helpful tools that will process your application fast.
Want to apply for an Upstart Online Student Loan now? It pays to know the company’s requirements and application process first…
Upstart Online Student Loan Application Process
On the Upstart website, choose either a loan for college/grad school or loan for a course or bootcamp. The site will redirect you to the Upstart online application form. You will be asked to present a driver’s license or passport proving that you are at least 18 years old. The company may also ask you to provide proof of residence (showing that you are a US citizen or permanent resident); proof of income or expected income; and a copy of your diploma or transcript of records.
Moreover, you should have a credit score of at least 620. If your application is approved, you can borrow from $1,000 to $50,000.
Fees and Interest Rates
Upstart has an origination fee of up to 8%. You should also take note of certain other charges like the late payment fee of $15 or 5% of the previous due amount, whichever is higher.
Upstart issues an annual interest rate that falls between 7.98% and 35.99%, based on your credit score and income.
In summary, request an Upstart Online Student Loan if you need a way to pay off your student debt, have a low credit score and want fast approval of your loan.