The U.S. Bank Visa Platinum Credit Card is a no-yearly expense credit card with special extended intro APR periods on purchases and transfers. The card is ideal for you if you’re searching for the most prolonged introductory APR period on buys and equalization moves.
In addition, you are also secure with fraud protection and other options, such as auto-payments.
What’s more, if your credit history is one to begrudge, you could get a low APR after the introduction time frame passes. If these perks interest you, read on to learn more about this card and its eligibility requirements!
Benefits and Features of a U.S. Bank Visa Platinum Credit Card
With the credit card, you enjoy cell phone protection once you pay the cell phone bill using this card. Your phone is covered from theft or damage up to $600 with a $25 deductible. You’re allowed to present only two claims for a sum of $1,200 in a year time frame.
You’ll also enjoy a no punishment APR with the U.S. Bank Visa Platinum Credit Card. You won’t get stressed if you make a late installment — you’ll just pay a punishment charge and not a punishment APR. Different cards have punishment APRs reaching 30% that may work when you make a returned or late installment and can last inconclusively. With U.S. Bank, you won’t have to worry about that.
You can also enroll in internet banking to acquire your TransUnion score for no fee. Get installment adaptability by picking your due date.
If these perks interest you, you’ll want to read on and learn how you could be eligible to apply for one today.
Eligibility and How to Apply for a U.S. Bank Visa Platinum Credit Card
In order to be eligible, you must be a U.S. resident and at least 18 years of age. You may also be required to prove other factors, such as meeting a minimum income.
To apply, simply choose the application link on the U.S. Bank website and fill out the online application page. You’ll have to give the required information: full name, contact information, residential status, annual income, employment information, SSN, and credit score. Finish the application structure with your personal and financial data. Survey and present your application.
If successful in your application, you’ll be assigned a credit limit based on your circumstances and creditworthiness. If you have a superb credit score and low usage, you may acquire a high credit limit and low APR.
U.S. Bank Visa Platinum Credit Card Fees & Charges
- No Annual Fees
- Variable APR – 0% for the first 18 billing cycles, 14.74% to 25.74% after that
- Variable Balance Transfer APR – 0% for the first 18 billing cycles (transfers made in first 60 days), 14.74% to 25.74% after that
- Cash Advance Fee – 4% or $10, whichever is greater
- Foreign Transaction Fee – 2% foreign ATM fee for U.S. dollars, 3% for foreign currency
- Late Payment Fee – Up to $39
If you carry your balance and have an incredible credit history, or if you’re seeking to make a balance transfer from a non-U.S. Bank account, the U.S. Bank Visa Platinum Credit Card could be your perfect match. At the finish of the intro session, you greatly benefit from the low APR. Regardless of whether your credit history is impeccable, you can still utilize the prolonged intro, maybe, to enhance your credit score. Head to the U.S. Bank website to begin enjoying these benefits today!