SoFi Online Personal Loan – How to Apply?

Do you need a personal loan with low-interest rate and a relaxed payment scheme? You’re in luck because SoFi offers up to $100,000 loans with very minimal interest rate monthly. Use this fund to pay off your trip overseas, wedding expenses, home improvement projects and even settle your credit card debt. With basic requirements, simple computation and straightforward process, you’re in for a comprehensive loan! Read on and find out how you can apply for a SoFi online personal loan.

Benefits of SoFi Online Personal Loan

What makes Social Finance a reliable lending institution is its competitive rates, absolutely NO hidden additional fees and direct process. In this article, we’re going to look closely at the benefits that come with SoFi Online Personal Loan.

Getting a loan is not an easy decision for most people, especially with the towering fees that come with it. However, it’s a different story with Social Finance. When you are approved for a SoFi Online Personal Loan, you can enjoy a minimum charge per month, compared to other money lending institutions.

Unexpected loss of income? Don’t worry, you won’t get stuck paying off your debts forever. SoFi offers community benefits like Unemployment Protection for those who lose their jobs and have no monthly income. They can temporarily pause your payments and help you land a new job. This is a great benefit for those in need of assistance.

Aside from the interest charge, SoFi doesn’t charge late payment and origination fees anymore. Pay in full each month to avoid bigger interest amounts per month.


Unlike other loans that only allow variable interest rate, SoFi lets you enjoy a fixed interest rate too. Avoid the unstable interest per month and only pay for the agreed amount. This will give you better financial flexibility as you know how much you need to pay back for the loan.

Want to get a personal loan that has low-interest rate and a good payment scheme that fits your budget? Then apply for SoFi Online Personal Loan now! Here's how to apply:

Applying for the SoFi Online Personal Loan

As you know, borrowing money is not easy, especially if you lack the requirements needed. With Social Finance, you only need to comply with basic requirements. To apply for this loan, you must be at least 18 years old, a US resident and citizen, employed and residing in one of the states whew SoFi Lending Corporation is authorized to lend. You also need to have a sufficient income from other sources to pay off the loan.

To apply, you can visit the SoFi website. Find the rate you can qualify for and get help from their consultants. You can do all of this online for a hassle-free application.

SoFi Online Personal Loan Fees and Charges

There’s nothing much to pay off aside from the amount you owe and the interest rate of 6.99% APR, up to 12.24% for residents of Maine (ME) for a 5-year personal loan.

minimum loan amount of $5,000 is required and a maximum amount of $100,000. However, note that the minimum amount may be higher, depending on the state’s legal requirements.

Getting a personal loan from SoFi is a smart decision for a relaxed payment scheme minus the towering interest rates. Apply now and get the funds you need in no time!