How to Get an HSBC Gold Mastercard Credit Card

Everyone wants to enjoy additional spending power alongside fewer penalties and fees. If that’s your case, then the HSBC Gold MasterCard credit card might just be a good option for you to look into.

Maybe you also want the assurance of maximum fraud protection. This credit card can provide that security feature, too.

Every card’s user is enrolled for the fraud alert program, and all the credit cards are accessible with Apple Pay, Samsung Pay, and Google Pay. If these perks interest you, read on to learn how you might be eligible to apply for your very own card today.

How to Get an HSBC Gold Mastercard Credit Card

Benefits and Features of an HSBC Gold Mastercard Credit Card

Frequent travelers will be delighted to learn that there are no extra costs when purchasing with this card in foreign countries. Explore this card to enjoy travel benefits. You can enjoy theft and physical damage coverage and a 15% savings on Greet services and Airport Meet. You’re also covered with insurance in the case of rental vehicle damage or accidents!


By using the card, you can organize for your Greet agent and dedicated Meet on airport arrival, departure, or when linking flights in more than 450 global destinations. The HSBC Gold Mastercard enables you to engage in exclusive and lifetime experiences across the cities.

Do you want to enjoy priceless golf? The HSBC Gold Mastercard offers discounted access to different golf courses, lessons with a PGA trip expert, and more.

And, once you transfer greater interest debts to your card, you benefit from the following.

  • Pay down balances faster
  • Consolidate debt
  • Transfer balances of any amount
  • Save cash on high-interest balances
  • Streamline payments

There are a couple of reasons the HSBC Gold credit card offers you a peace of mind. If you ever think you might be a victim of fraud, you can turn to the Mastercard ID theft protection, whereby the users can access identity theft resolution services. For stolen and lost cards, the institution ensures emergency care services.

For ease of use, you can even place your credit card near a contact-less payment terminal and hold the card until it verifies the payment through a beep or light. A large number of dealers acknowledge contact-less payments. You can use the Mastercard whenever you view the contact-less symbol.

Now that you’re familiar with some of the many perks of this credit card, read on to find out whether you’re eligible to apply for one today.

Eligibility and How to Apply for an HSBC Gold Mastercard Credit Card

In order to be eligible to apply for this specific Mastercard, you may need to meet age and residency requirements, such as being a permanent resident of the US or being at least 18 years old. For more information regarding requirements, speak with an HSBC agent or refer to their website.

You can apply for the HSBC Gold Mastercard at a branch in person or online? To apply online, simply visit the HSBC website and follow the provided application steps.

If successful in your application, you will be assigned a credit limit specific to your conditions, such as creditworthiness, debts, etc.

HSBC Gold Mastercard Credit Card Fees & Charges

  • No Annual Fees
  • Variable Purchase APR – 0% first 18 months, 13.24%, 17.24%, or 21.24% after that (based on creditworthiness)
  • Balance Transfer Rate – 0% first 18 months, 13.24%, 17.24%, or 21.24% after that (based on creditworthiness)
  • Cash Advance Fee – $10 or 4%, whichever is greater
  • Late Payment Fees – $0 for the first missed payment in a calendar year, after that up to $37
  • No Foreign Transaction Fees


Have you been searching for an economy-friendly, low-interest credit card? An HSBC Gold Mastercard Credit Card offers an ideal choice. The various benefits with an HSBC card don’t only make it lovable; they also make it dependable. You will enjoy low introductory rates and no yearly fees, where users have an opportunity to save on their transfers and purchases. Head to the HSBC website today to begin enjoying the benefits of this credit card.