How to Get a Citizens Bank Clear Value® Mastercard® Credit Card

Do you want to enjoy balance transfers with huge benefits? If so, you might consider trying the Citizens Bank Clear Value Mastercard.

This credit card has a relatively low APR, making it nearly essential for making various types of purchases.

If you’re seeking to pay less interest and fewer penalty fees, this card may be your ideal option. If these features interest you, read on to learn more about what this card offers, as well as terms of eligibility for applying.

How to Get a Citizens Bank Clear Value® Mastercard® Credit Card

Benefits and Features of a Citizens Bank Clear Value® Mastercard® Credit Card

With this Mastercard, you can enjoy money-saving features. With a balance, if you apply the Mastercard, you can save with the given lowest interest rate. With security and shopping protection, you can shop with confidence; the card is chip-enabled and comes with Travel Accident and Baggage Delay Insurance. The Mastercard entails built-in extras for your peace of mind and convenience.

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You can also benefit from the 24/7 online account management and grace periods of up to 21 days on every purchase. You can now purchase utilizing in-app and in-store Apple Pay with participating merchants. Besides, all the users get year-end summary statements.

Are you in need of a student loan? Citizens Bank provides various lending options as compared to other lenders, along with exclusive multi-year approval that assists the user with post-graduate funding. You can enjoy variable rates on these loans.

If you want, you can use your card globally, knowing the bank can’t hold you accountable for “unauthorized transactions.” As the holder of Mastercard, zero liability applies with the purchases you make in the store, online, over the telephone, or through mobile devices. Citizens bank undertakes the activity on your behalf to quickly resolve any fraudulent actions and reduce any inconvenience.

You’ll love benefiting from the FDIC insurance coverage that offers security to all your deposit accounts. The financial institution provides different ways to aid in protecting your identity and unlawful use of your account. During emergencies, the bank enables information on how to report the matter quickly.

Eligibility and How to Apply for a Citizens Bank Clear Value® Mastercard® Credit Card

In order to qualify to apply for this credit card, you must be at least 18 years old, a US citizen/permanent resident, and you must have a minimum annual income of $12,000 in order to apply for the card. Your credit decision will be determined by specific factors, like your credit score, history, and debt.

You can easily apply for this card online. The process requires visiting the Citizens Bank website and filling out web forms with the usual response for approval. Information you may need to provide includes monthly housing payments and employment information. Consumers with good credit scores have higher chances of receiving an immediate response.

If successful in your application, you will receive a credit limit that will vary based on your specific circumstances. Receiving the physical card can take 7 to 10 days, or in some cases, 30 days. The bank may request a balance transfer after the approval.

Citizens Bank Clear Value® Mastercard® Credit Card Fees & Charges

  • No Annual Fees
  • Variable Purchase APR – 14.99%, 18.99% or 22.99%, based on creditworthiness
  • Balance Transfer Rate – 0% for the first 18 billing cycles, 14.99%, 18.99% or 22.99% after
  • Cash Advance Fee – $10 or up to 3%
  • Foreign Transaction Fee – $1.50 or 3% of the U.S. dollar amount of each transaction
  • Late Payment Fee – up to $38

Conclusion

Perhaps you want a credit card that won’t worry you about extreme penalties on missed payments or high-interest rates. Maybe you want a card with no annual fees or an introductory balance transfer rate of 0%. You should go for a Citizens Bank Clear Value Mastercard Credit Card. With several great benefits, this card gives you peace of mind, and you can enjoy the convenience of your transactions. Head to the Citizens Bank website to see if you qualify today.

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