How to get a Santander World Elite™ Mastercard®

Do you love travelling and looking for the perfect credit card to be your travel partner? Well, your search has come to an end. The Santander World Elite™ Mastercard® is a great choice if you are looking for a credit card that offers a range of travel and purchase benefits.

Not only will this card offer you unbeatable travel perks, but it also comes with other beneficial incentives, such as low interest and zero foreign transaction fees. Let’s delve deeper into the features and benefits of this credit card and how you can apply today.

Features and Benefits of the Santander World Elite™ Mastercard®

First of all, the Santander World Elite™ Mastercard® gives you access to more than 1,000 airport lounges around the world. And they don’t stop at that; with access to over 1 million WIFI hot spots worldwide, you have no reason to be bored, whatsoever.

When you travel, insurance is a must, however it can be expensive. That’s why this credit card comes with a 40% online discount on Santander Travel Insurance – so you can relax abroad knowing you’re covered. Not only that, you also get access to a Mastercard Concierge 24/7 when using your card.

Foreign transaction fees – we all know they can be through the roof with some banks, however with the Santander World Elite™ Mastercard® you can travel abroad and pay nothing in foreign transaction fees. Just another one of the great travel perks that come with this card.


On top of all this you get to take advantage of 0% APR on purchases and balance transfers for the first 18 months, unbeatable cash back offers and three additional cards for family members of your choice at no extra cost.

Santander World Elite™ Mastercard®

Eligibility and How to Apply for the Santander World Elite™ Mastercard®

If you are interested in applying for the Santander World Elite™ Mastercard® credit card it is pretty straightforward and should take you a few minutes if you are eligible.

To be eligible you must be a Santander Select or Private Banking customer, at least 18 years old, a UK Citizen and have a stable annual income of over £7,500. You must also have a good credit record without a history of bankruptcy in the last 6 years.

If you tick all these boxes you can simply head to the Santander website and fill out the online application form with your personal and employment details.

Once you have submitted the correct information, the bank will do a credit check to determine whether or not you’re accepted and the credit limit that they can offer. The bank works with an average credit limit of £2,000 for this credit card, however it may be more depending on your circumstances.

Santander World Elite™ Mastercard® Fees & Charges

To enjoy the benefits that come with the Santander World Elite™ Mastercard®, it is always advisable to pay your debts on time. Here are the standard costs as broken down below:

  • £15 annual fee
  • 0% introductory APR on purchases and balance transfers for the first 18 months
  • 18.9% APR on purchases and balance transfers after 18 months
  • 3% (minimum £5) balance transfer fee after promotional period
  • £12 late payment penalty fee
  • £12 over limit fee
  • £12 returned payment
  • £0 foreign transaction fee
  • 3% (minimum £3) cash advance fee


If you want a credit card you can use abroad that comes with unbeatable travel perks, low purchase & balance transfer rates and other incentives like cash back and zero foreign transaction fees, the Santander World Elite™ Mastercard® should be your number one choice. Visit the Santander website and apply today to begin enjoying the features of this credit card.