The Santander Everyday Credit Card: A Benefit Breakdown

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If you are looking for a credit card that’s going to let you make purchases without the interest for a while, the Santander Everyday Credit Card might be for you. There are many credit cards out there, yet it can still be difficult to find on that fits your needs. Every individual has their own specific requirements. Perhaps you are looking for a transfer credit card that lets you manage your account wherever, whenever. How about one that grants a long interest-free period? The answer to these needs could be the Santander Everyday Credit Card.

With the Santander Everyday Credit Card, cardholders can now enjoy the convenience of both online and mobile banking. In addition, this card offers a 0% interest rate on balance purchases for 18 months and 0% on purchases for 3 months. However, it doesn’t stop there. This card comes with a whole host of benefits that we will breakdown in this article.

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Are you interested in learning more about this card and other benefits it has to offer? Keep reading below to find out about these perks. For those who will want to get for this card, we will also tell you how to apply. 

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What are the Benefits of a Santander Everyday Credit Card

The Santander Everyday Credit Card prides itself with multitudes of features and benefits that will help make each of your purchases worthwhile. If you’re looking for a simple yet convenient credit card that will suit your everyday financial needs, then this card may be the ideal choice for you.

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Offering 0% interest rate on balance transfers for a solid 18 months after opening the account, the Santander Everyday card presents superior options for saving day in and day out. Furthermore, this card also offers 0% interest on purchases for 3 months after opening an account. With interest charges usually being the most costly part of credit card, having zero interest periods is a huge plus for any cardholder. For even more savings, there is no annual fee with this card.

Moreover, the Santander Everyday credit card promises cashback rewards of up to 25% in welcome offers and 15% at numerous and changing retail partners when you use your Santander credit card. This covers supermarkets, entertainment, food, and much more. Simply switch on the Retailer Offers service within 60 days of activating your new card, and you’ll get to enjoy the luxury of Santander’s Retailer Offers.

Lastly, the Santander Everyday Credit Card is all about convenience. With online and mobile banking, monitoring your account as never been easier. In addition, you can add up to 3 additional cardholders to your account. Plus, since the Santander Everyday credit card is powered by Mastercard,  you can rest assured that it will be accepted at tens of millions of locations worldwide.

The Santander Everyday Credit Card: A Benefit Breakdown

Are You Ready for a Credit Card?

Although with cashback and zero-interest offers this card certainly does a good job of selling itself, it is important not to rush into opening a new credit card. A large precursor to signing up for a credit card is being financially responsible. If you are frivolous with your money and often find that you are in debt, opening a credit card may open all the wrong doors for you.

However, if you are a person who is looking to build credit, and can do so confidently, then opening a credit card may be a great idea. Using a credit card requires a certain degree of responsibility and discipline that isn’t always easy to maintain. High credit limits and the ability to swipe instantly can be quite tempting at times. Therefore, it is crucial that you are honest with yourself; are you ready for the responsibility of a credit card?

What are the Fees for the Santander Everyday Credit Card

  • No annual fee
  • Cash transactions – 3% (minimum £3)
  • Purchase rate – 0% introductory (3 months), 18.9% variable after that
  • Balance transfer rate – 0% introductory (18 months), 18.9% after that
  • Late payment fee – £12
  • Foreign usage – 2.95% fee for non-sterling transaction; 3% (minimum £3) for cash transaction

How to Apply for Santander Credit Card

Have you decided that you are ready for a credit card and want to cash in on the benefits? If so, then it’s important to ensure that you meet the given requirements. This includes being 18 years or older, living permanently in the UK, and having an annual income of £7,500+. The criteria also state that you must have a good credit record and must not hold other Santander balance transfer credit cards.

You can start your application by visiting the Santander website, selecting the card of your choice, and filling in the provided online form. The process can usually be completed within 10 minutes or less. However, if you wish to have a more concrete guide, it’s free to visit the nearest Santander bank in your area.

It must also be noted that, if successful in your application, the Santander Everyday Credit Card requires a minimum credit limit of £500. The bank will be conducting a credit check to ensure that you are eligible for the offer.

With a Santander Everyday Credit Card, you can now enjoy an affordable, interest-free balance transfer promotion with relative convenience. If you want to  like to begin enjoying the benefits of this credit card, head to the Santander website and start an application.

How to Contact Santander Everyday Credit Card

Head office

2 Triton Square, Regent’s Place

London, NW1 3AN

 

Telephone: 0800 9 123 123.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.

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