How to Get a Santander All in One Credit Card

Are you on the lookout for a credit card that has valuable offers for most types of transactions? You may just find the perfect card from Santander UK.

The Santander All in One Credit Card has valuable offerings, including 0% promotional APR and cashback advantages.

You can know more about their most suitable credit card options, as well as requirements for eligibility, by reading on.

How to Get a Santander All in One Credit Card

Benefits and Features of a Santander All in One Credit Card

Santander offers a versatile card for individuals in need of a useful and multipurpose credit account. The Santander All in One Credit Card makes sure that you can benefit from most of your spends, from balance transfers and purchases to foreign transactions.

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When you use your card within the first 26 months of your card’s issuance, you can enjoy 0% interest on balance transfers. The same interest rate also applies for purchases made within the first 26 months from the account opening. What’s better than this, you say? The bank offers 0.5% cashback on every purchase, allowing you to save money while spending! (Note that these offers require a small £3 monthly fee.)

Other cashback offers include up to 15% in cashback if you use Retailer Offers and up to 25% cashback when you turn on the Retailer Offer feature within 60 days of account opening. Aside from this, the bank also allows you to make foreign transactions using the country’s local currency without any fees.

If you think that’s it, then you are in for a surprise. The bank aims to make sure that you use your card with peace of mind. This is why they allow customers to manage their accounts 24/7. This way, you can keep track of your balance wherever you are using online and mobile banking.

Account alerts, security features, and contact-less payments are also some of the highlights of this card.

Eligibility and How to Apply for a Santander All in One Credit Card

Interested in applying for this card? Before you can start with the application, it is important to make sure that you are eligible for the offer. For the Santander All in One Credit Card, you should be 18 years old or older to be qualified. Moreover, you should be a permanent resident of the United Kingdom with an annual income of GBP 7,500 and above.

Keep in mind that you should not have an existing All in One Credit Card before applying. To ensure your financial stability and creditworthiness, the bank will perform credit and expense evaluations.

Your application can be completed online or via a branch visit. Head to the Santander website now to get started. The application can be done in as little as 10 minutes!

If successful in your application, you can apply for a credit limit that you prefer, but note that there is a minimum credit limit of GBP 500 and a maximum limit that will be based on your credit status.

Santander All in One Credit Card Fees & Charges

  • Monthly Fee – GBP 3
  • Representative APR – 21.7% variable
  • Promotional Purchase and Balance Transfer Rate – 0% for first 26 months, 15.9% variable after that
  • Balance Transfer Fee – 0% for the first 26 months, 3% after that
  • Cash Transaction Charge – 3% with a minimum GBP 3
  • No Non-Sterling Transaction Fees
  • Foreign Cash Transaction Fee – 3% (minimum £3), unless you use local currency
  • Late Payment Fee – GBP 12

Conclusion

If convenience and fulfilment are what you are looking for, then you should definitely consider getting the Santander All in One Credit Card. To start your application, visit the bank’s website today and accomplish their online form, or simply drop by a branch near you!

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