Sainsbury’s Bank Purchase Offer Credit Card: Rewards Breakdown

Are you on the hunt for a reliable credit card that comes with unbeatable offers? Look no further! The Sainsbury’s Bank Purchase Offer Credit Card is here to offer you zero annual fees, low-interest rates, and plenty more exclusive perks.

This card hosts a variety of benefits that will make it more than worthwhile. Plus, you will receive extra perks just for opening the account. In addition, the application process is quick and easy.

If you want to learn more about the Sainsbury Purchase Offer Credit Card, keep reading! We’ll dig in and tell you more about the features of this Mastercard and how you can apply today.

Sainsbury's credit card

Sainsbury’s Bank Purchase Offer Credit Card: The Rewards Offered

Love rewards? With the Sainsburys Bank Purchase Offer Credit Card, you can earn 750 bonus points when you spend £35 or more in Sainsbury’s within the first 2 months of opening your account. You can do this up to 10 times within the 2 month period, which equates to 7,500 points.

On top of this, you can collect Sainsbury’s Nectar points wherever you shop. For every £1 you spend on Sainsbury’s shopping and fuel, you’ll get 2 Nectar points. In addition, for every £5 you spend elsewhere, you’ll earn 1 Nectar point.

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Cardholders can redeem Nectar points in a variety of ways like meals out, some holiday reading, or money off your next purchase at your favourite shop. Furthermore, Nectar points never expire!

Point Rewards are Not the Only Benefit

Hate fees? Well, with this card you can forget about annual fees. Sainsbury’s Bank eliminated them so that you can put your savings towards more important things.

You can also enjoy 0% interest on purchases for  2127 months, depending on your circumstances. Plus, 0% interest on balance transfers for the first 3 months after opening an account. If you need to transfer money to your current account you can do it at the standard cash interest rate. However, there is a fee of 4% (minimum £4) to do so.

On top of this, you can manage your credit card completely online. You can track your transactions, change your pin, lock and unlock your card, and pay your bill, all from your computer or smart device.

These are just some of the exclusive benefits you will enjoy with a Sainsbury’s Bank Purchase Offer Credit Card. Now, let’s find out what it takes to be eligible for this card and how you can apply today.

Eligibility and Application Process

If you are eligible, applying for the Sainsbury’s Bank Purchase Offer Credit Card is quick and straightforward. You must be at least 18 years old, a resident of the UK and have an annual income of £10,000 or more. On top of this, you must not have a current Sainsbury’s Bank credit card, have been declined credit in the last month, or have a history of County Court Judgement or bankruptcy.

If you meet all of these standards, Sainsbury’s Bank makes it easy to apply. You can do it all online via your computer or smartphone. All you need to do is head to the Sainsburys Bank website, select the apply now button, and fill out the online application form.

Once you’ve submitted your information, Sainsbury’s Bank will carry out a background check and let you know if your application is successful. If it is, the bank will determine your credit limit based on your income and credit rating. Do note, your credit limit may be raised over time if you use your credit card responsibly. 

Other Important Fees & Charges

  • 0% introductory APR on purchases for 21 to 27 months, depending on your circumstances
  • 0% introductory APR on balance transfers (for the first 3 months)
  • 20.9% variable APR based on your creditworthiness (after introductory offer)
  • £0 annual fee
  • £3 or 3% cash advance fee, whichever is higher
  • £12 late payment penalty fee
  • £12 over limit charge

For more detailed information on the charges, head to the Sainsbury’s Bank website and see the summary box.

Conclusion

If you are looking for a reliable credit card that offers low fees and interest on purchases and balance transfers, the Sainsbury’s Bank Purchase Offer Credit Card should be on your radar. Visit the Sainsbury’s Bank website and apply today to begin saving money on your credit card fees and rates.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions under key document for more information.

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