How to Get a Nationwide Select Credit Card

Interested in owning a versatile credit card that allows you to pay off debts with more convenience? Do you need a card that offers zero foreign usage charges in the EU and elsewhere?

By requesting the Nationwide Select Credit Card, you can enjoy these perks and many others.

Read on to find out how you could be eligible to apply and what the terms and conditions will be if successful.

How to Get a Nationwide Select Credit Card

Benefits and Features of a Nationwide Select Credit Card

The Nationwide Select Credit Card is perfect for existing average Nationwide customers who are frequent buyers.


This Visa-powered card has zero foreign usage fees. This feature allows you to use this card for purchases outside the U.K. without worrying about additional costs.

This card does not charge you with an annual fee, either. It also has no balance transfer fees for the first 3 months after opening your account, as well as a 0% balance transfer rate for the first 12 months of use. It also has an interest-free period of up to 12 months on purchases, provided you pay the sum of all balances on your statement in full and on or before the due date.

The Nationwide Select Credit Card also has features such as advanced security features, contact-less payments, and access to mobile and online banking. With these, you can make and track your purchases with ease while having the assurance of their security and protection.

Eligibility and How to Apply for a Nationwide Select Credit Card

Only UK residents who are over the age of 18 can apply for this card.  Moreover, this card is only open for existing Nationwide members with a main current account.

To be qualified as a main current account member, you should have a FlexDirect, FlexOne, FlexPlus, FlexStudent, or FlexGraduate account; or you have a FlexAccount and have been paying a minimum of £750 each month for the last 3 months; or you have switched to a FlexAccount (from a non-Nationwide account) through Nationwide’s Current Account Switch team within the previous 4 months.

You can easily apply for this card online by visiting the Nationwide website today and choosing the Apply now button.

Upon approval, Nationwide will give a minimum credit limit of £500. This amount can go higher after looking at many factors, including your credit score, credit history, and financial status.

Nationwide Select Credit Card Fees & Charges

  • No annual fee
  • APR: Representative 15.9% APR (variable) *Other rates from 15.9% to 19.9% APR apply depending on individual circumstances.
  • Purchases: 19.9% p.a.
  • Cash withdrawals: 19.9% p.a.
  • Balance transfers: 19.9% p.a.
  • Late payment fee: £12.00
  • Over limit fee: £0

Nationwide’s Address & Contact Details

Address: Nationwide Building Society, Nationwide House, Pipers Way, Swindon SN38 1NW.

To get in touch with Nationwide, call 0800 055 66 11 (or +44 2476 43 89 97 if you’re dialing from abroad).


The Nationwide Select Credit Card is an excellent choice if you want to enjoy low rates when purchasing locally and internationally. It also favours people who wish to clear their credit card debts faster because of its promotional features that can last for up to 12 months. Head to the Nationwide website to get started today!

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.