How to Get an MBNA Transfer and Purchase Credit Card

Are you looking for a credit card to help spread out the cost of an upcoming expenditure? I know how challenging it can be to find a reliable credit card that gives you instant benefits without a hassle. So, let me introduce you to the MBNA 0% Transfer and Purchase Credit Card, a simple, every day credit card that has proven itself to be one of the best cards in the UK market.

The MBNA 0% Transfer and Purchase Credit Card comes with a 0% introductory interest rate, 0 annual fees and it’s very user-friendly. Interested in finding our more? Let’s dig in and check out the features and benefits of this credit card and how you can apply today.

Features and Benefits of the MBNA Transfer and Purchase Credit Card

To start with, if you transfer your existing balance from a credit card with another bank to the MBNA Transfer and Purchase Credit Card, you can enjoy 0% APR for up to 27 months. On top of this, you can take advantage of the 0% introductory APR on purchases for up to 27 months. You will also be offered a low balance transfer fee of 2.69% for the first 60 days.

Other than these low rates on balance transfers and purchases, you can also rest assured your credit card purchases are secure. If you spot something unusual happening with your account or you lose you card, contact the bank immediately and they will ensure you won’t be liable for any fraudulent transactions. On top of this, you can keep track of transactions and manage your credit card online, wherever you are.

Finally, powered by Visa and Mastercard, this MBNA credit card makes shopping quick and easy. With its chip technology you can make contactless transactions at any point of sale. For added convenience, simply add the credit card details to your mobile wallet and make purchases without even having your card on you.

MBNA purchase credit card

Eligibility and How to Apply for the MBNA Transfer and Purchase Credit Card

If you are eligible, applying for this credit card is fairly straightforward and should only take you a few minutes. To be eligible, you must be at least 18 years of age, a permanent resident of the UK, and you must also have a stable income. To show that you are a UK resident, you need to provide at least 3 years of UK address history, an email address, phone number, bank account number and sort code.

Other requirements include:

  • You are free of County Court Judgements (CCJs), Individual Voluntary Agreements (IVAs) or bankruptcies
  • You are not unemployed or a student
  • You have not been declined an MBNA credit card within the last month
  • Finally, your credit rating and income are also taken into account

To apply, simply visit the MBNA website and use the Clever Check option to see what you can apply for based on your eligibility.

Fees and Charges of the MBNA Transfer and Purchase Credit Card

If you’re considering getting a credit card, it’s imperative to be organised with your payments. If not, you could face unwanted charges and damage to your credit score, which could make it harder for you to borrow again in the future.

  • $0 annual fee
  • 0% APR on balance transfers for 27 months, 20.93% p.a thereafter
  • 0% APR on purchases for 27 months, 20.93% p.a thereafter
  • 2.69% balance transfer fee for 2 months, 5% thereafter
  • 2.95% foreign usage fee
  • 5% cash advance fee
  • £12 late payment fee
  • £12 overlimit fee

Conclusion

If you’re looking for a simple credit card with zero introductory fees and rates to spread out the cost of an upcoming purchase, the MBNA 0% Transfer and Purchase Credit Card should be on your radar. Visit the MBNA website and use the Clever Check function to get started today.