How to Get an MBNA Purchase Credit Card

Have you been looking for a credit card that can help you spread the cost of larger purchases? Want the convenience of having a credit card that can be used for everyday purchases?

With an MBNA Purchase Credit Card, you can do all of these things and more with added perks and convenience.

Interested in seeing what this credit card has in store for you? Read on to find out about its perks and how you can apply for one today.

How to Get an MBNA Purchase Credit Card

Benefits and Features of an MBNA Purchase Credit Card

The MBNA Purchase Credit Card offers a suite of advantages designed for a wide range of individuals. One of the main highlights that comes with this Mastercard-powered credit card is its ability to provide users with a spreadable cost of purchase, allowing you to ease the burden of paying for your items all at once.

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Offering a long 0% promotional rate for card purchases, this credit card provides instalment terms that can help you repay bigger purchases in a more affordable manner.

What makes this card ideal for many individuals on the market today is its easy balance transfer option. Under this feature, you can move your balance from your existing pool of credit cards. You also have the option to transfer money towards your bank or building society account.

Using the bank’s online and mobile services, you can easily keep track of your account. With these features, you can stay on top of your expenses and manage your finances well. You’ll also get the benefit of paperless statements and contact-less payments!

Eligibility and How to Apply for an MBNA Purchase Credit Card

To qualify for an MBNA Purchase Credit Card, you must first satisfy the eligibility requirements of the bank. This includes being a UK resident and being over the age of 18 to apply. In addition, you must also have a regular annual income.

The bank will also require you to disclose your personal information, including your phone number, email address, and 3 years’ UK address history. Moreover, the bank will also ask for your main bank account number and sort code. Interested applicants should also bear good credit standing and be free from bankruptcies. You cannot be unemployed or a current student.

Other documents that might be asked by the bank include financial and employment information, expenses, and residential history.

The application for this card can be coursed online through the MBNA website. The process is quite simple, and if approved, your card will be issued and delivered to you in as little as seven days!

Approved cardholders will receive a minimum credit limit of £100. However, this can be increased or decreased depending on the bank’s discretion and your financial circumstances.

MBNA Purchase Credit Card Fees & Charges

  • Annual Fee – £0
  • Purchase Rate – 0% promotional (promotional period may vary by customer, and the rate will go up afterwards)

Note that this is not a comprehensive list of rates and fees you can expect with this credit card. Once you are approved for the card, your fees may be assigned based on your specific circumstances. To learn more, apply and speak with a bank representative to get your statement and summary box.

MBNA’s Address & Contact Details

Address: 25 Gresham Street, London EC2V 7HN.

To get in touch with MBNA, call 03456 062 062 (or +44 1244 659 005 from outside the UK).

Conclusion

The MBNA Purchase Credit Card is perfect for individuals looking for a flexible credit card. With its ability to be used for both small and big purchases, you can gain access to instalment plans that suit your lifestyle. For more information, feel free to check out the MBNA website today.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.

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