How to get a HSBC Student Credit Card

Are you a student looking for a way to save on credit card fees but still need emergency financial back-up? Let me introduce you to a credit card that has proven to be a top choice among students.

The HSBC Student Credit Card comes with unbeatable perks that will help any student solve unexpected issues that might come up.

Let’s find out more about its benefits and how you can apply today.

How to get a HSBC Student Credit Card

Features and Benefits of the HSBC Student Credit Card

To begin with, the HSBC Student credit card comes with no annual fee and a £500 credit limit to help you out when cash is tight. It’s a budget credit card, but a great tool to have in your arsenal.


As a student, you probably want to take advantage of any money that comes your way. So, when it’s time to go grocery shopping or make that big purchase you’ve been putting off, the HSBC Student Credit Card will give you cash back every time you use it. It takes the pressure off a little, knowing at least you’ll get something back when you spend.

What is more interesting is the fact that you can also make contactless transactions by adding the card to Google Pay, Apple Pay and Samsung Pay. This simply makes paying more convenient.

If you ever get held up or stuck for whatever reason, don’t worry because you can manage the HSBC Student credit card online. You can check your balance, make transactions and lock/ unlock your card. This will save you from the hassle of making unnecessary trips to the bank when you could be studying.

HSBC has a 24⁄7 customer care helpline to assist you in case you need an emergency cash advance or whatever challenge you face. Furthermore, you can use your credit card at any cash machine which displays the logo on your card.

Now let’s find out if you are eligible and how you can apply for a HSBC Student Credit Card today.

Eligibility and How you can Apply for an HSBC Student Credit Card

To apply for a HSBC Student Credit Card you need to be at least 18 years of age, hold a HSBC Student Bank Account, and you must have lived in the UK for at least three years.

It is important to note that you can only qualify for the student bank account once you have a confirmed place at a college or university and you must be able to produce evidence of this. However, it is possible to open a normal HSBC account and change later to the Student Account after your place of study has been confirmed.

You can apply for the student credit card online via the HSBC website, however, you must be registered for online banking. If you are not yet registered, it gives you the option to do so. You can also apply in branch if this is easier, however, ensure you bring documents to support your application.

HSBC Student Credit Card Fees & Charges

The most common costs involved with the HSBC Student credit card are broken down below, but to get more detailed information, head to the HBSC website.

  • 18.9% purchase APR
  • 23.6% cash advance APR
  • £0 annual fee
  • £12 late payment fee
  • £12 overlimit fee
  • 2.99% (minimum £3) cash advance fee


If you are looking for a student credit card that comes with no annual fees, incentives like cash back and a handy credit limit of £500, head to the HSBC website and apply for a Student credit card today.