Thinking about getting a credit card for financial back-up but worried it’s going to end up costing you a ton of money in fees and interest? The truth of the matter is, there are all sorts of credit cards on the market, promising heaven and earth, only to deliver none of that and instead deliver a whole lot of stress.
So allow me to introduce to you the HBSC Purchase Plus credit card. With this credit card, you are guaranteed zero annual fees, zero interest on purchases for 18 months and exclusive incentives.
Read on to find out more about the HBSC Purchase Plus Credit Card and how to apply today.
Features and Benefits of the HSBC Purchase Plus Credit Card
The HSBC Purchase Plus credit card offers unbeatable cashback packages whereby you earn cashback from your favourite shopping brands with Visa offers. You are also eligible to get instant discounts from well-known shopping brands across the world with their home&away rewards program.
While you’re earning cashback, discounts and rewards, you can also rest knowing that you’re paying no pesky annual fees and no interest for the first 18 months on purchase and balance transfers.
To make your purchases even more convenient, the HSBC Purchase Plus credit card offers contactless transactions where you can add your card to Google Pay, Samsung Pay, and Apple Pay. You can also add another family member on your card, as long as they are 18 years and above.
Eligibility and How to Apply for the HBSC Purchase Plus Credit Card
If you are eligible, it is fairly straightforward to apply for the HSBC Purchase Plus credit card. You must be 18 years of age, a citizen of UK and you must also have an annual income or pension of £8,500 plus before tax. It is also a requirement that you have a HBSC Basic Bank Account.
If you tick all of these boxes, you can simply apply for this credit card online via the HBSC website. Note that you will need to register for online banking and be able to upload all the required supporting documents, such as ID, proof of address and proof of income.
If successful, the bank will determine your credit limit based on your credit rating and income. Minimum credit limit is £500.
HBSC Purchase Plus Credit Card Fees and Charges
- 0% introductory APR on balance transfers for 18 months from the transfer date
- 0% introductory APR on purchases for 18 months
- £0 annual fee
- 3% foreign transaction fee
- £12 late payment
- £12 overlimit fee
Don’t be cheated by credit cards that seem too good to be true, only to end up causing you stress. Get a hold of the HSBC Purchase Plus Credit Card and enjoy low fees and interest plus all the exclusive benefits that come with it.