How to Get a Halifax FlexiCard Credit Card

Have you been looking for a low-rate credit card? How about one that grants you instalment plans to help manage your repayments?

With the Halifax FlexiCard Credit Card, you can now enjoy these privileges and more.

Interested in knowing more about this credit card and its associated benefits and features? Read on to see how you can apply for your very own today.

How to Get a Halifax FlexiCard Credit Card

Benefits and Features of a Halifax FlexiCard Credit Card

The Halifax FlexiCard Credit Card offers a number of key features and benefits worthy of checking out and trying. Whether you’re off for a weekend getaway, moving into your new home, or just getting through your day to day expenses, this Mastercard-powered credit card is the ultimate choice for you.


Offering a low rate of 9.9% APR (variable) on all purchases, the Halifax Flexicard credit card offers reliable yet affordable cash transactions for your immediate need.

What makes this card even more unique is its ability to allow users to work out how long it will take for them to pay off their purchases through instalment plans. With as little as £100, cardholders can now avail a fast and easy online repayment planner that will help them set up their regular bulk repayments.

Eligibility and How to Apply for a Halifax FlexiCard Credit Card

To apply for this card, applicants must meet a set of given requirements. This includes being 18 years of age or older, being a resident in the United Kingdom, having a regular income, not having any County Court Judgements, not being currently bankrupt, and not being subject to an Individual Voluntary Agreement.

The bank also requires applicants to submit their current UK address details, along with their previous addresses for the last 3 years. Aside from this, applicants must also submit a document indicating their income before tax, main bank account number and sort code, and contact number.

The application can be done online by visiting the Halifax website and clicking on the “Apply Now” button. Applicants can avail their new cards after 7 banking days.

Should your application be approved, the bank will set a credit limit that will depend on your credit score and other necessary factors. If you don’t approve for this card, you may be given a higher interest rate set at 16.9% APR.

Halifax FlexiCard Credit Card Fees & Charges

  • No annual fee
  • APR: Representative 9.9% APR (variable)*Rates from 9.9% APR (variable) to 16.9% APR (variable), depending on individual circumstances.
  • Purchases: 9.95% or 16.95% p.a.
  • Cash transactions: 9.95% or 16.95% p.a.
  • Balance transfers: 9.95% or 16.95% p.a.
  • Non-sterling transaction fee: 2.95% of the amount of the sterling transaction value.
  • Late payment fee: £12
  • Over limit fee: £12

Halifax’s Address & Contact Details

Address:The Mound, Edinburgh EH11YZ

To get in touch with Halifax, call 0345 944 4555 (or +44 (0) 1733 573 189 if you’re dialing from abroad).


Overall, the Halifax FlexiCard Credit Card is an excellent choice for people looking for a low-rate card with easy and accessible instalments plans. To learn more about this card, do not hesitate to visit the official website of Halifax.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.