In search of a personal loan that you can use for any purpose and that you can access right away? How about one that offers optimal manageability? With their various loan offers, Barclays just might have the right option for you. Here’s what you need to know:
Barclays Online Personal Loan Features and Benefits
Barclays’ offer is a good way to finance any financial needs including business capitals, investments, timeshares, property purchases, gambling-related expenses, repaying county court judgments and any other expenses. Individuals with a lot of varied financial needs can benefit from this kind of flexibility.
If you are getting a loan to fund emergencies, you will be glad to know that you can access your funds within minutes. The application process takes as little as 10 minutes. Once your print or download the agreement between 7 am and 10:30 pm, you can get your money right away.
For those concerned about manageability, this is a great option as you can predict your payments through its fixed repayment system. Moreover, you can monitor your loan using their mobile application.
Getting a Barclays Online Personal Loan
Interested in getting this loan? You are in for a fast and easy treat because their online application system can be accomplished within minutes. To start your application, just visit the Barclays website. You need to have a Barclays current account, UK residency and must be 18 years old and above. Their online application form will prompt you to provide your membership, card, or sort code and account number. You will also need to present your identification details.
When you apply, you will need to enter the amount you want to borrow and the number of months to pay in. You can choose a loan amount between GBP 7,500 to GBP 15,000. For your loan term, you can choose between 24 months to 60 months.
Barclays Online Personal Loan Fees and Charges
One of the best things about this loan is its fixed repayment system. The bank assigns your repayment amount based on your loan amount and term, as well as your annual percentage rate. To get your APR, the bank will evaluate the details you provide and will assign an APR based their findings.
A GBP 10,000 loan payable in 60 months will have the representative APR of 5.5%. If you choose to get this loan, you will be paying GBP 190.39 every month. This results in GBP 11,423.40 total payable amount. To test various combinations of loan amount and terms, visit their website and use their loan calculator.
Keep in mind that if you choose to make early settlements, you will need to pay a fee.
When getting a loan, nothing beats being able to get your money in just a short whilst. With the added predictability and affordability, you can never go wrong with Barclays Online Personal Loan. To know more about this offer, visit their website or get in touch with their representative and get your application going today.