5 Benefits of the Barclaycard Platinum Cashback Credit Card

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Are you looking for a credit card with generous cashback rewards and a lower foreign transaction fee? With the Barclaycard Platinum Cashback Credit Card, you are looking at 0.25% cashback for every purchase using the card. There’s no limit on the amount you can earn up until the year 2023!

Cardholders can also enjoy purchase protection on items worth over £100 and are covered for a refund. This card not only lets you earn but also helps you feel secure in your purchases.

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Want to know how you can get your hands on this credit card? Continue reading to find out about the application process, requirements, and features of this card.

How to Get a Barclaycard Platinum Cashback Credit Card

Here are 5 Great Reasons to Get the Barclaycard Platinum Cashback Credit Card

Barclaycard offers a suite of credit cards with appealing features that can be beneficial for cardholders. In this article, we are going to dive deeper into the perks that come with the Barclaycard Platinum Cashback Credit Card. To start, here are 5 perks of this card:

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1. You can earn while you spend

The number one reason to love this credit card is cashback rewards program that comes along with it. Cardholders will have a higher cashback rate on all spending, valid until August 2023.  With this program, you will receive o.25% cashback on all of your purchases. Note that the total amount of spending can come from either local or international spending. These rewards will be credited annually to your account or upon your request.

2. You can save on traditional credit card fees

The Barclaycard Platinum Cashback Credit Card gives cardholders great benefits while allowing them to save on fees. This card does not charge an annual fee. In addition, there are no foreign transaction fees for using this card abroad until August 2023. With these features, cardholders can save their money for more important purposes.

3. Exclusive savings on entertainment

Another reason to choose the Barclaycard Platinum Cashback Credit Card is the generous reward system in the Barclaycard Entertainment feature. When you use the card took book shows, you will not only be able to access exclusive offers but will receive extra cashback as well.

4. Helpful payment options

In case you are making a big purchase using the card, you have an option to spread the cost over 6, 12, and 24-month instalments. There’s a minimum fee for every month, but considering the lower monthly instalment, this is definitely worth it. Though, cardholders should keep in mind that moving a purchase to an instalment plan will make it exempt from the cashback rewards program. 

5. Worldwide possibilities

Since this credit card is powered by Visa, cardholders can enjoy worldwide acceptance. You can be sure it will be easy to use your card during your travels as a Visa cardholder. Plus, since you will not be subject to any foreign transaction fees until 2023, this could be a great card to take on your next trip!

Are You Ready to Apply?

To be a cardholder, you need to be at least 21 years old, employed, have a minimum annual income of £20,000, and have a permanent UK address. Applicants will be asked about their personal information, including income, employment details, contact numbers and e-mail address, main bank account sort code, and account number.

Applying for this credit card is made easy with the online application. Visit the Barclaycard website and click the Apply now button, if you wish to apply.

The assumed credit limit for this credit card is £1,200, but applicants can request a higher amount if a good payment history is established. In addition, those who want to request a higher credit limit should refrain from exceeding their current credit limit.

If you want to get in touch with Barclaycard, call 0800 151 0900 (or +44 (0)1604 230 230 if you’re calling from outside the UK).

Important Card Fees & Charges

  • No annual fee
  • APR: Representative 21.9% APR (variable)
  • Purchases: Simple rate 19.95% p.a. (Compound equivalent 21.9%)
  • Cash withdrawals: Simple rate 24.85% p.a. (Compound equivalent 27.9%)
  • Balance transfers: Simple rate 19.95% p.a. (Compound equivalent 21.9%)
  • Late payment fee: £12
  • Over credit limit: £12

Conclusion

You can order the Barclaycard Platinum Cashback Credit Card to enjoy generous cashback rewards and save on certain purchases. Best suited for people with frequent international trips, this card offers significant value for trips abroad and in the UK. Visit the website of Barclaycard to find out more or to apply today!

If you are not yet convinced that this is the card for you, keep looking! In fact, Barclaycard themselves have other great offers. 

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.

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