How to Get a HSBC World Elite® Mastercard® Credit Card

Have you been in search of a premium credit card that comes with exclusive perks and privileges but haven’t found one that meets your needs?

Allow me to introduce to you the HSBC World Elite® Mastercard® Credit Card. This card has stood the test of time and still remains one of the best credit cards on the market.

Let’s delve in and find out more about the features and benefits of this credit card and how you can apply for one today.

How to Get a HSBC World Elite® Mastercard® Credit Card

Features and Benefits of the HSBC World Elite® Mastercard® Credit Card

If you love traveling, the HSBC World Elite® Mastercard® Credit Card is designed for you.


With this credit card comes an amazing travel reward system you shouldn’t miss. You get to enjoy a massive 6 travel points per $1 spent on all eligible travel purchases, and 3 travel points per $1 spent on all other eligible purchases. These points can be redeemed for travel gift cards, valuable merchandise, financial rewards and miles.

And they didn’t stop at that; you also get a $100 annual travel enhancement credit which is redeemable for select airport lounge passes, seat upgrades and airline baggage fees. Add zero foreign transaction fees to this and you’re set!

As you travel, HSBC has your back in case of any issues with their 31-day Worldwide Emergency Travel Medical Insurance. Even if it is a slight migraine, you can give them a call and they will be at your service.

HSBC also assures you that you don’t have to worry about the safety of your credit card, at home or abroad, as they have 24⁄7 standby assistance ready to help you in case your card is stolen or misplaced.

Finally, if you want to make shopping more convenient, you can simply pair your credit card with Apple Pay and use the Tap & Go function to pay on the fly.

Now, let’s find out if you are eligible to apply and how you can complete the application process.

Eligibility and How to Apply for the HSBC World Elite® Mastercard® Credit Card

If you are eligible, applying for this credit card is fairly straightforward and should only take you a few minutes as it can all be done online.

To qualify, you must be a Canadian resident, with an individual annual income of $80,000, or a household annual income of $150,000, or $400,000 in assets under management. You also must be the age of majority in your province residence.

If you tick these boxes and you are already a HSBC customer, simply head to the HSBC website, click the red “apply online” button and fill out the online application form. If you are not yet a customer, you can still get started online by clicking the white “apply now” button.

If your application is successful, the bank will determine your credit limit based on a variety of factors including your credit rating, income and expenses.

HSBC World Elite® Mastercard® Credit Card Fees

  • 19.9% annual purchase interest rate
  • 22.9% annual cash advance interest rate
  • 22.9% annual balance transfer interest rate
  • 0% foreign transaction fees
  • $149 annual fee
  • $50 annual fee for other authorized users

For more detailed information about their fees, go to the HSBC website and check out the summary box.


If you are looking for a premium travel credit card that offers exclusive perks and zero foreign transaction fees, the HSBC World Elite® Mastercard® Credit Card should be on your radar. Visit the HSBC website and apply today to begin enjoying travel rewards, miles, insurance and more.