How to Get an HSBC Premier Mastercard® Credit Card

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Are you on the hunt for an easy to manage credit card with premium features, low rates, and zero annual fees? The HSBC Premier Mastercard® Credit Card is the answer to all of these concerns.

Over the years, this card has proven to be one of the best Visa credit cards in the Canadian market.

If you’re interested in learning more about this credit card let’s dig deeper into its features and benefits and how you can apply today.

How to Get an HSBC Premier Mastercard® Credit Card

Benefits and Features of the HSBC Premier Mastercard® Credit Card

Did you know that with the HSBC rewards program you can earn 1 rewards point for every $1 of eligible purchases made with your HSBC Premier credit card? These points can be redeemed for financial rewards, travel, gift cards, and even merchandise.

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This credit card also comes with 1% cash back on eligible purchases as well as  privileged access to a variety of dining, travel, shopping, and entertainment offered around the world.

With their complimentary membership, you have access to more than 800 airport lounges worldwide for just $27 per person. This includes all you can eat food & beverages, WiFi, TV, comfortable seating and more. You will also have access to unlimited WIFI through Boingo in over 1 million hotspots worldwide for up to four devices.

Furthermore, through HSBC Expedia and HSBC Agoda, you will enjoy 10% off on select hotel bookings using your HSBC credit card. And while you’re traveling you can rest assured your family is covered with $1,000,000 in travel insurance for unlimited trips of up to 17 days each.

Finally, for card safety, you can secure your account transactions using the Chip & PIN technology which helps to reduce the possibility of credit card fraud.

Eligibility and How to Apply for the HSBC Premier Mastercard® Credit Card

The HSBC Premier Mastercard® Credit Card is exclusively for HSBC Premier Clients, and you must be a Canadian resident over 18 years of age. To qualify for the HSBC Premier relationship, you are reacquired to open and maintain $100,000 in both personal and investment balances, reach a total mortgage balance of $500,000 or more, and you must also deposit $6,500(CAD) or more to your HSBC premier account.

To get started with your application, simply head to the HSBC website and fill out the online application form if you are already a customer. If you are not yet a customer, it is recommended to visit your nearest branch to talk with someone about whether this is the right credit card for you.

If your application is successful the bank will determine your credit limit based on a variety of factors, including your credit rating, income and outgoing expenses.

Fees and Charges of the HSBC Premier Mastercard® Credit Card

  • $0 annual fee
  • 19.9% annual interest on purchases
  • 22.9% annual interest on balance transfers and cash advances
  • $29 over limit fee
  • 2.5% foreign currency conversion

For more detailed information about fees, head to the HSBC website and check the summary box.

Conclusion

If you’ve been looking for a credit card with amazing perks, especially for travel, the HSBC Premier Mastercard® Credit Card is is a great credit card to have in your arsenal. Head to the HSBC website and apply today to begin enjoying all the features of this premium credit card.

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