How to Get a CIBC Dividend® Visa Infinite* Credit Card

Are you looking for a reliable cash back credit card that will help cover your upcoming expenses? Well, look no further as the CIBC Dividend® Visa Infinite* Credit Card has got you covered.

This premium credit card comes with a range of exclusive features and perks that anyone would want in a credit card, such as valuable cash back, a suite of insurance coverage and access to luxury worldwide travel and hotel benefits.

Read on to find out more about the benefits of the CIBC Dividend® Visa Infinite* Credit Card and how you can apply today.

CIBC Dividend® Visa Infinite* Credit Card

Benefits and Features of the CIBC Dividend® Visa Infinite* Credit Card

When you sign up for the CIBC Dividend® Visa Infinite* Credit Card you’ll get to take advantage of their special offer whereby you’ll get 5% cash back on purchases for your first four statements (up to $3,000 spend).

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After the promotional period, you’ll still be able to earn a competitive 4% cash back on all eligible purchases, such as gas and groceries.

Apart from the unbeatable cash back, you can also take advantage of CIBC’s suite of complimentary insurance products. This includes:

  • Out-of-Province Emergency Travel Medical Insurance
  • Trip Interruption Insurance
  • Flight Delay and Baggage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Auto Rental Collision and Loss Damage Insurance
  • Purchase Security and Extended Protection Insurance

Interested in applying? Let’s find out if you are eligible and what steps you need to take to get started.

Eligibility and How to Apply for the CIBC Dividend® Visa Infinite* Credit Card

If you are eligible, applying for the CIBC Dividend® Visa Infinite* credit card is fairly straightforward and should only take about 5 minutes. To qualify, you must be at least 18 years old, a Canadian citizen and have an annual income of $60,000 individual, or $100,000 household. It is likely that the bank will request proof of all this information.

Note that the quickest and easiest way to apply for this credit card is online via the CIBC website. Once you’ve submitted all of your details and supporting documents, you can get a response within 60 seconds. If your application is successful, CIBC will determine your credit limit based on a number factors, including your credit rating, income and expenses.

CIBC Dividend® Visa Infinite* Credit Card Fees

It is always advisable to pay your monthly dues on time so you don’t lose out on promotional offers, pay high amounts of interest or damage your credit score. Here are some of the most common fees associated with this credit card:

  • $99 Annual Fee
  • $30 Annual Fee for each additional cardholder (up to 3)
  • 19.99% Interest on Purchases
  • 22.99% Interest on Cash Advances

For more detailed information on costs and other factors to consider, visit the CIBC website.

Conclusion

If you have been searching for a cash back credit card that will help you save on your daily expenses, get a hold of the CIBC Dividend® Visa Infinite* Credit Card. Visit the CIBC website and apply today to begin enjoying the features and benefits of this credit card.

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